Credit Karma (Q3253)
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Credit Karma is an American multinational personal finance company, best known as a free credit and financial management platform. They acquired noddle in the UK which was rebranded as Credit Karma UK.
- Credit Karma Group
- Credit Karma UK Limited
- noddle
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Credit Karma
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Credit Karma is an American multinational personal finance company, best known as a free credit and financial management platform. They acquired noddle in the UK which was rebranded as Credit Karma UK.
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Statements
Please note that our DPO mailbox is monitored by our data protection team in the United States. As a result, by sending personal data to this mailbox you will be sending personal data to the United States.
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We use information about you to help us verify your identity. We do this by, for example, checking the information (and personal data) you give us against databases such as the Electoral Register and your credit file.
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We use information about you to help us verify your identity. We do this by, for example, checking the information (and personal data) you give us against databases such as the Electoral Register and your credit file.
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We use technology that detects unusual use of your account to identify and prevent potential fraud.
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This is other information that we need to help identify who you are, such as your date of birth and address history. In some cases, such as where you have changed your name, we may require physical documents such as a deed poll or marriage certificate.
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This is information about your credit history, such as your loans, mortgages and other credit arrangements, your repayments, and your financial associates (i.e. people who are financially linked to you, because you share a mortgage or a credit card, for example).
It also includes information like court judgments, bankruptcies and individual voluntary arrangements that may have been made against you, as well as your current and previous names and addresses.
TransUnion also keeps a record of who has previously made searches of your credit file, and any disputes and queries that have been raised by you. Your credit file also contains fraud prevention indicators.
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When you use our product comparison services we will obtain information needed for that service, such as which products you may be able to apply for and how likely you are to be accepted for them. Using your personal data for our product comparison services will ultimately help you select products which are relevant to you.
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This is information about what Credit Karma products and services you have subscribed to and when you subscribed to them.
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This is information about our contact with you. It also includes your behaviour in response to our interactions with you, such as whether you have opened our emails or clicked on a link.
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This is information about the device or devices you use to access our websites and app, such as the type of device, its operating system, browser, IP address, screen resolution and what cookies are on it.
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This is information about the device or devices you use to access our websites and app, such as the type of device, its operating system, browser, IP address, screen resolution and what cookies are on it.
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This is information that we obtain about you from third parties and associate with you or your devices.
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We continuously strive to improve, develop and expand the range of services within Credit Karma and to provide our customers with a more personalised experience. So that we can do this and present relevant services and partnering arrangements to you, we need to understand your possible needs, interests, and preferences.
To do this we build up insight about you throughout your Credit Karma relationship in the following ways:from your use of our Service including, for any application you make for any services within Credit Karma, the particular services you choose and how you use them;
from how you engage with any of the third parties involved when you use your selected services within Credit Karma, for example when using the product comparison service; and from information we receive from credit reference agencies such as TransUnion.
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